{"id":39584,"date":"2026-06-29T12:33:14","date_gmt":"2026-06-29T02:33:14","guid":{"rendered":"https:\/\/www.fuserecruitment.com\/?p=39584"},"modified":"2026-06-30T08:17:48","modified_gmt":"2026-06-29T22:17:48","slug":"financial-services-workforce-planning-in-australia-your-fy2026-27-hiring-plan","status":"publish","type":"post","link":"https:\/\/www.fuserecruitment.com\/blogs\/financial-services-workforce-planning-in-australia-your-fy2026-27-hiring-plan\/","title":{"rendered":"Financial Services Workforce Planning in Australia: Your FY2026-27 Hiring Plan"},"content":{"rendered":"<p><span data-contrast=\"auto\">In financial services, the new\u00a0financial year\u00a0is the point at which hiring plans become real. FY2027 budgets are confirmed in July, turning\u00a0headcount\u00a0from\u00a0aspiration\u00a0into approved positions you can act on.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">It is also the moment to get ahead of the roles that take\u00a0longest\u00a0to fill. Regulatory reform, digital transformation, and an ageing workforce are reshaping these teams, and the hardest vacancies cannot be solved at short notice.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Why should your\u00a0FY2026-27 hiring\u00a0plan separate business-as-usual from project hiring?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Because each follows a different sourcing model and cost structure. Business-as-usual hiring covers the backfill and growth roles you can plan around. Project hiring covers compliance uplifts, regulatory reviews, and system implementations that are time-limited and usually filled on contract. Budgeting them together hides the\u00a0real cost\u00a0and timeline of each.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Why should your FY2026-27 hiring plan build in lead time for compliance, risk, and advice roles?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Compliance, risk, and advice roles are the slowest to fill in the sector, so build four to six months of lead time into your plan. These teams carry sustained workload pressure and steady attrition, which means replacement hiring belongs in the plan from the start of the year, rather than being triggered by a resignation.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Financial advice is the clearest example of a constrained pipeline. Adviser numbers on\u00a0<\/span><a href=\"https:\/\/www.asic.gov.au\/\"><span data-contrast=\"none\">ASIC&#8217;s Financial Adviser Register<\/span><\/a><span data-contrast=\"auto\">\u00a0have\u00a0roughly halved, from about 28,000 in 2018 to around 15,600. The\u00a0<\/span><a href=\"https:\/\/faaa.au\/\"><span data-contrast=\"none\">Financial Advice Association Australia<\/span><\/a><span data-contrast=\"auto\">\u00a0reported 569 new provisional advisers in 2025, against an estimated 700 to 1,000 advisers retiring each year. The\u00a0<\/span><a href=\"https:\/\/www.futureskillsorganisation.com.au\/\"><span data-contrast=\"none\">Future Skills Organisation<\/span><\/a><span data-contrast=\"auto\">\u00a0projects demand for financial investment advisers and managers rising toward 69,000 by 2030. If you are building an associate adviser program, confirm intake size, structure, and start date in Q1 so sourcing can begin\u00a0immediately.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Superannuation operations roles in member services, administration, and data are also in active demand following the\u00a0<\/span><a href=\"https:\/\/www.ato.gov.au\/businesses-and-organisations\/super-for-employers\/payday-super\"><span data-contrast=\"none\">Payday Super<\/span><\/a><span data-contrast=\"auto\">\u00a0changes that took effect on 1 July 2026.\u00a0Identify\u00a0these needs in July.<\/span><\/p>\n<p><span data-contrast=\"auto\">This is why budgeting and talent mapping for the new\u00a0financial year\u00a0is more important\u00a0than\u00a0ever.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">How should you budget for compliance and other financial services roles in FY2027?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Budget on total cost and current market rates, not last year&#8217;s salary bands. Ranges for compliance, risk, and data roles have shifted materially over two years, and stale\u00a0bands\u00a0cost placements.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">On-costs: base salary plus\u00a0<\/span><a href=\"https:\/\/www.ato.gov.au\/businesses-and-organisations\/super-for-employers\"><span data-contrast=\"none\">12 per cent super<\/span><\/a><span data-contrast=\"auto\">\u00a0(the legislated rate, unchanged for FY2027), leave entitlements, payroll tax, and professional development or CPD allowances where roles carry ongoing accreditation requirements.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Contract roles for regulatory project work: budget on a daily rate.\u00a0As an indicative guide, experienced compliance contractors in Sydney and Melbourne typically range from $700 to $1,200 per day depending on seniority.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Retained or exclusive search: worth\u00a0considering for\u00a0senior compliance, risk, and executive roles, where the candidate pool is small and time-to-fill is critical.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">Contract or\u00a0labour\u00a0hire: compare total cost of engagement, including the agency margin, against total cost of employment. Do not compare headline rates alone.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Which technology and transformation roles belong\u00a0in\u00a0the FY2027 plan?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">The roles that combine financial services knowledge with technical\u00a0skill. Business analysts with domain knowledge, data analysts with regulatory reporting capability, and CRM or platform implementation leads are in active demand and\u00a0competed for\u00a0across sectors.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Budget these at the senior end of the range and engage a specialist recruiter rather than relying on job boards alone. If the business is undergoing any system uplift or customer experience improvement, include at least one fintech or digital capability role in the FY2027 plan.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Frequently asked questions<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<h2 aria-level=\"3\"><span data-contrast=\"none\">Why is financial services talent so hard to find in FY2027?\u00a0<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Compliance, risk, and advice roles draw from small specialist pools. Adviser numbers have\u00a0roughly halved\u00a0since\u00a02018\u00a0and new entrants remain below replacement, while compliance and risk teams face steady attrition from sustained regulatory workload.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"3\"><span data-contrast=\"none\">When should I start hiring for the new\u00a0financial year?\u00a0<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">July\u00a0is the best time to start hiring for the new\u00a0financial year. Budgets are confirmed early in the month, and the hardest roles need four to six months of lead time. A role you need filled by\u00a0the end of the year\u00a0should be in\u00a0market\u00a0by August.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Plan your FY2026-27 financial services hiring with Fuse<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Building the right team starts with a clear understanding of the market. At Fuse Recruitment, we partner with businesses across financial services, bringing specialist\u00a0expertise\u00a0in compliance, risk, financial planning,\u00a0superannuation\u00a0and mortgage broking. We understand the unique challenges of these sectors and provide practical, informed advice to help you plan with confidence.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Whether\u00a0you&#8217;re\u00a0reviewing your workforce strategy, planning future\u00a0hires\u00a0or looking for insights into the current talent market, our team is here to support you every step of the way.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If\u00a0you&#8217;d\u00a0like to discuss your FY2026-27 hiring plans or gain a better understanding of the financial services recruitment market,<a href=\"https:\/\/www.fuserecruitment.com\/contact-us\/\">\u00a0get in touch with\u00a0our team.\u00a0<\/a>We&#8217;d\u00a0be happy to help you develop a hiring strategy that supports your business goals.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\">This article is general information only and does not constitute financial or tax advice. For your situation, check the\u00a0<\/span><\/i><a href=\"https:\/\/www.ato.gov.au\/\"><i><span data-contrast=\"none\">ATO<\/span><\/i><\/a><i><span data-contrast=\"auto\">\u00a0or a registered tax or financial adviser. The Fair Work Ombudsman also\u00a0summarises\u00a0the\u00a0<\/span><\/i><a href=\"https:\/\/www.fairwork.gov.au\/newsroom\/news\/payday-super-new-rules-starting-1-july-2026\"><i><span data-contrast=\"none\">new rules and employer obligations<\/span><\/i><\/a><i><span data-contrast=\"auto\">.<\/span><\/i><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In financial services, the new\u00a0financial year\u00a0is the point at which hiring plans become real. FY2027 budgets are confirmed in July, turning\u00a0headcount\u00a0from\u00a0aspiration\u00a0into approved positions you can act on.\u00a0\u00a0 It is also the moment to get ahead of the roles that take\u00a0longest\u00a0to fill. Regulatory reform, digital transformation, and an ageing workforce are reshaping these teams, and the&hellip;<\/p>\n","protected":false},"author":20,"featured_media":39572,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","footnotes":""},"categories":[105,114],"tags":[],"class_list":["post-39584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-employer","category-fin-services"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/posts\/39584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/comments?post=39584"}],"version-history":[{"count":4,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/posts\/39584\/revisions"}],"predecessor-version":[{"id":39630,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/posts\/39584\/revisions\/39630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/media\/39572"}],"wp:attachment":[{"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/media?parent=39584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/categories?post=39584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fuserecruitment.com\/af-api\/wp\/v2\/tags?post=39584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}